You can use a Scotia SelectPay™ Installment Plan for purchases of $100 CAD or more (or another amount we may designate from time to time). For a purchase to be eligible, you need to convert it to an Installment Plan during the same statement period it was posted to your eligible account.

A purchase won't be eligible for an Installment Plan if it hasn't been enrolled in the same statement period it appeared.

Only purchases are eligible for an Installment Plan – you can't convert other transactions like balance transfers or cash advances.

There is no maximum purchase amount to enrol in an Installment Plan.