What is a Scotia SelectPay installment plan?

The Scotia SelectPay™ installment plan is a credit card feature that allows you to convert your eligible credit card purchases of $100 or more into fixed monthly installment payments.

With Scotia SelectPay:

  • You can make eligible credit card purchases more manageable
  • No credit checks are needed
  • There’s no interest rate that applies and there’s a low fee on your installment plan
  • Plans are available in 3-, 6-, or 12-month spans to suit your budget
  • You can convert purchases during checkout (in-store or online) at a participating merchant or after purchase using the Scotia mobile app or online banking
  • You continue to enjoy all your credit card benefits such as rewards, cash back, and insurance coverage
Last updated August 30, 2023