What can I see in my Account Activity?
You can find the following info in your Account Activity Overview:
Available credit is the amount you have left to use on your account. It’s the difference between your credit limit minus balance owing, fees, interest, or pending transactions.
Balance owing is the amount you’ve already used on your account. This doesn’t include pending transactions, fees, interest, or other transactions not yet posted to your account.
Pending transactions are purchases, payments, pre-authorizations (also called holds), and other transactions that haven’t yet been posted to your account. The amount is deducted from your available credit but not yet from your balance owing.
Posted transactions are purchases, payments, cash advances (including balance transfers), interest, fees, and other transactions that are posted to your account. Transactions can take up to 5 days to be posted.
Your actual balance owing may be different from the amount displayed on your paper or eStatement.