What is the Scotia Total Equity Plan?

The Scotia Total Equity Plan® (STEP) turns your mortgage into a valuable asset that can give you more control over your borrowing, now and in the future.

You can initially borrow up to 80% of the value of your home and choose from a broad range of Scotiabank products. Once the STEP is in place, you decide how and when you'll use your available credit.

Visit our website to find out more about the STEP.

Last updated October 16, 2023