Do I need to apply for a Scotia SelectPay Installment Plan?
No, a Scotia SelectPay Installment Plan is a new feature available on eligible Scotiabank credit card accounts (currently consumer Scotiabank Visa credit card accounts, excluding Scotiabank U.S. Dollar Visa cards, Scotiabank GM Visa credit card accounts, No Fee Scotiabank Value® Visa* card, No-Fee ScotiaGold® Visa card, Scotiabank Rewards® Visa* card, Scotiabank More Rewards® Visa* card, and L'earn™ Visa* card).
Scotia SelectPay is not currently available for Scotiabank American Express, Scotiabank Mastercard credit cards, or small business Scotiabank credit card accounts. It’s also not currently available for Quebec residents.
Please refer to our FAQs about qualifying for installment plans to learn about eligibility.
When are my monthly Scotia SelectPay installment payments due?
What happens if I don’t pay my minimum monthly installment payment in full by the payment due date or I make a late payment?
Can I prepay my future installment payments? (The word prepay means making extra payments or paying off the entire outstanding installment balance.)
What happens if I pay off my current balance in the mobile app or balance owing on Scotia OnLine?