Yes, joint account holders with “any to sign” joint accounts can use these smart savings tools.

Only one joint account holder, however, can sign up for the tool, manage, or view the savings progress. By default, that will be the account holder who signed up.

Note: “Any to sign” is defined as all account holders who can withdraw funds or complete other types of debit transactions without the other’s consent. If you’re not sure if your account is set up this way, please call us at 1-888-246-1149 or reach out to an advisor at your nearest branch.