To be eligible for Scotia Smart Money by Advice+, you must have an active personal account, like a personal credit card, chequing account, an eligible line of credit, or an eligible savings account.

You may be the sole or joint account holder of any of these bank accounts, or the primary borrower or co-borrower of a credit card or line of credit account.

In addition, you must have completed at least one transaction on your account in the last 6 months and have logged into the Scotia app.

Learn more about Scotia Smart Money by Advice+