Accepting the pre-approved offer to switch to the Scotiabank Value Visa credit card should not impact your credit score. However, your credit score is based on many factors, including the balance owing on your Scotiabank product, and is unique to you, so if you have any questions about your credit score or how it’s calculated, please visit our website.

Explore our credit scores page on ScotiaAdvice+ to learn more about what impacts your score.