Your card's rewards categories are based on the rewards program you belong to. You can earn points or other rewards like cashback for making specific transactions with your card.

Transaction categories in Scotia Smart Money help you to group similar transactions together, making it easier for you to track your spending and create a budget.

All transactions have a transaction category in Scotia Smart Money, but not all transactions will have a reward category (since they don't all earn rewards).

Learn more about Scotia Smart Money by Advice+.