There are several programs available in Canada that help make home ownership more affordable, including:

• The Home Buyers' Plan (HBP): The HBP lets first-time home buyers withdraw up to $35,000 from their Registered Retirement Savings Plan (RRSP) to use towards the purchase of a home
• The GST/HST new housing rebate: This program provides a rebate on a part of the GST or HST paid on a new or substantially renovated home