What are Scotia Fraud Alerts?

Scotia Fraud Alerts are real-time, 24/7 fraud alerts that are available at no additional cost for Scotiabank clients with:

  • Personal and small business ScotiaCard Visa debit cards and Scotiabank Visa credit cards
  • Personal American Express credit cards
  • Personal Momentum Mastercard credit cards

Scotia Fraud Alerts use leading technology in analytics to try and identify debit and credit card transactions that appear unusual.

When a transaction is alerted, we will block your card and attempt to contact you right away by push notification, text, email, or phone.

For more information, visit our Scotia Fraud Alerts page online.

Last updated January 15, 2026