What's my available credit on my credit card?

This is the amount you have left to spend on your credit card before going over your credit limit. It's the difference between your credit limit and the outstanding balance owing on your credit card account. Note that a credit balance does not increase the amount of your available credit or credit limit.

Select your credit card account in the Scotiabank app or online banking to see your available credit or review your monthly statement.

Last updated February 28, 2025