I don’t want my pre-authorized credit card and line of credit payments to be held. How can I make sure the funds are available immediately?

Automated full-balance payments made from another financial institution will be placed on hold for up to 5 business days.

To avoid the hold period, you can change your payment option to one of the following:

  • Change the pre-authorized/AutoPay amount to come from a Scotiabank bank account
  • Change the pre-authorized/AutoPay option to the minimum payment amount
Last updated November 23, 2022