To use the cashflow feature:

• From the app’s home screen, tap Advice+
• Select Cashflow
• Choose a particular account or All accounts
• View the totals for money in / money out and compare different months

Cashflow is the total amount of money being transferred in and out of your accounts.

If your cashflow is positive, it means you have more money coming in than going out that month. If your cashflow is negative, it means that more money left your accounts than came in that month.

You may see a negative cashflow in Scotia Smart Money because you transferred money to an account outside of Scotiabank. That’s probably okay, it just means you need to keep track of that money separately.

Learn more about Scotia Smart Money by Advice+.