How do I set up a scheduled or recurring money transfer?

Scheduled or recurring money transfers (EMTs) allow you to send money on a future date or on a regular schedule (for example: weekly or monthly).

Set up a scheduled or recurring money transfer directly in the Scotia app:

  • Select Scheduled/Recurring EMT
  • Select the recipient, amount, frequency, and start date
  • Review the details and select Confirm

Scheduled and recurring EMTs are subject to the same fees as regular Interac e-Transfers.

Last updated June 10, 2026