Primary and co-borrower cardholders can redeem a Cash Back balance of $25 or greater anytime:

1. Visit your credit card account overview
2. Select Redeem
3. Pick an account to receive your Cash Back
4. Enter an amount
5. Select Redeem, review your details, and then Confirm

If your balance is less than $25, you’ll have a progress bar showing the amount left before you can redeem your Cash Back. Anytime Cash Back redemption is currently available for Scotia Momentum Visa Cash Back cardholders.