How do I qualify for Scotia SelectPay?

You qualify for a Scotia SelectPay plan if:

  • You're the primary cardholder of an eligible Scotiabank Visa credit card (accounts with a co-borrower aren't currently eligible for Scotia SelectPay)
  • Your account is in good standing
  • You made an eligible purchase of $100 CAD or more with your eligible Scotiabank Visa credit card
  • Your account does not have more than 50 Scotia SelectPay Plans at the same time
  • You use the Scotia app and online banking (required if you choose to enrol your posted transaction into an installment plan after you made the purchase)
  • You’re a resident of a province or territory in Canada

Other things to keep in mind:

  • Quebec residents are only eligible for installment plans without a fee
  • Scotia Home Hardware PRO Visa Business Cards are currently eligible for “After Purchase” SelectPay Plans only, not “During Checkout”
  • We may change the eligibility requirements from time to time

Available on select Scotiabank Visa credit cards. No new application or credit check needed.

Last updated August 6, 2024