How do I activate a line of credit?

To activate a ScotiaLine® Personal Line of Credit access card, visit our online activation page.

If you've opened your line of credit at a branch, you can use the account immediately. Otherwise, you’ll need to activate the access card you get in your mailed welcome package before you can use your account.

To activate a Scotia RSP Catch-Up® Line of Credit account, visit the RSP Catch-Up online activation page.

Last updated January 29, 2025