After your installment plan is enrolled, you can cancel it at any time through the mobile app or Scotia OnLine.

To cancel your plan:

1. Select your eligible credit card and tap the Scotia SelectPay icon
2. Select the My plans tab and the installment plan you want to cancel
3. Tap Review & cancel

Allow 1 to 3 business days for us to complete the processing of your installment plan cancellation.

Note:

• No cancellation fees will apply
• Once you cancel an installment plan, that purchase will no longer be eligible for future installment plans
• The remaining outstanding installment balance under the installment plan that you’ve cancelled will be re-applied to the balance owing on your eligible account
• The remaining outstanding installment balance will incur interest at the annual interest rate that applies to purchases on your eligible account until it’s paid in full
• Even after processing your cancellation, you will see your installment plan listed on your mobile app for 2 months, on the my plans tab for reference, with a status of cancelled on your next monthly credit card statement