The reasons why a Scotia SelectPay™ Installment Plan could be declined or you’re no longer eligible are:

• A change in your Scotiabank credit card account type which could happen if you’ve changed your credit card to one that is not eligible for installment plans.
• Your account has been closed.
• Your account is currently overdue, meaning that you have past due balances that you didn’t pay off previously.
• You’ve moved to Quebec. At this time, we do not offer Scotia SelectPay Installment Plans to Quebec residents.