This is the amount you have left to spend on your credit card, line of credit, or ScotiaLine for business Visa Credit Card before going over your credit limit. It's the difference between your credit limit and the outstanding balance owing on your card's account. Note that a credit balance does not increase the amount of your available credit or credit limit.

Select your account in the Scotiabank app or online banking to see your available credit or review your monthly statement.

Live chat advisors can answer your credit card questions daily from 8 am to 10 pm ET. Connect with Scotia chat and type "available credit."