The Scotia SelectPay™ installment plan is a credit card feature that allows you to convert your eligible credit card purchases of $100 CDN or more into fixed monthly installment payments over a fixed period of time with a low interest rate and no installment plan fees.

Purchases made on your eligible Scotiabank credit card can be converted into a Scotia SelectPay installment plan during checkout (in-store or online) at a participating merchant or after purchase using the Scotia mobile app or Scotia online banking.