What if I paid the wrong credit card?

You can reverse a bill payment before 8:30 pm ET on the same day you made it. Reversible bill payments are displayed in the Manage bills section of the app.

If you don't notice the mistake until after 8:30 pm ET, please connect with a live chat advisor to request a payment reversal. Advisors are available to connect on Scotia chat daily from 8 am to 10 pm ET.

Last updated May 22, 2025