To earn Premium Interest you can:

• Choose a 90, 180, 270, and/or 360-day Premium Period(s). This can be done right away at account opening, or at any later time.
• Deposit money into the Premium Period(s).
• Don’t make any debits from the selected Premium Period(s).

Debits include: withdrawals, transfers (including transfers to your other Scotiabank accounts and between Premium Periods within your MomentumPLUS Savings Account) and transaction-related service fees.